MoneyU Glossary of Terms

MoneyU Glossary of Terms

Browse the glossary using this index

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Advance Fee Loan

A loan calculated so that all finance charges and other creditor expenses are deducted before the consumer receives the principal.


An announcementÔÇöusually paidÔÇöof a productÔÇÖs or serviceÔÇÖs benefits that is intended to encourage its purchase.

Affinity Credit Card

A credit card which is sponsored by two or more organizations. For example, the Citi AAdvantage card is sponsored by Citibank and American Airlines.

Age Requirement

To qualify for credit you must be at least 18 years old or have a parent or guardian as a co-signer.


To reduce a debt by making payments against the principal balance in installments or regular transfers.

Ancillary Probate

Administration of property that the deceased owned in a different state than the one in which the estate is being administered.

Annual Fee

Some credit card companies charge an annual fee; it is the yearly cost you pay to use the card.

Annual Percentage Rate (APR)

The APR measures the cost of credit expressed as a yearly interest rate.


A series of equal periodic payments, such as the interest on a bond.


A form used to apply for credit

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