MoneyU Glossary of Terms

MoneyU Glossary of Terms

Browse the glossary using this index

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Feminine form of executor.


The cost of goods and services, including those that are fixed (such as rent and auto loan payments) and those that are variable (such as food, clothing, and entertainment).

Expense History

A history of a particular expense, such as your electric bill, your other utilities, etc.


Fair and Accurate Credit Transactions Act

A Federal law that permits you to receive a free report from each of the three major credit bureaus every year.

Fair Credit and Charge Disclosure Act

A federal law that ensures you get the facts you need to make wise credit choices.

Fair Credit Billing Act

A federal law that ensures you can find and fix billing mistakes.

Fair Credit Reporting Act

The U.S. Fair Credit Reporting Act seeks to achieve fair, timely and accurate reporting of credit information by regulating the activities of credit bureaus, limiting access to credit bureau information, and requiring that creditors disclose certain information regarding their use of credit bureau or third-party information. Under the Fair Credit Reporting Act, you have the right to see the credit history maintained by a credit bureau about you (see Credit Report).

Fair Debt Collection Practices Act

A federal law that ensures you are protected from harassment and unfair treatment by debt collectors.

Federal Deposit Insurance Corporation (FDIC)

(Federal Deposit Insurance Corporation) A federal government agency that insures deposits in banks and savings banks up to $250,000.

Federal Insurance Contributions Act (FICA)

The FICA tax is what you're giving to Social Security, the national program that provides money for retired workers, disabled individuals the unemployed, and others who collect government benefits.

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