MoneyU Glossary of Terms

MoneyU Glossary of Terms

Browse the glossary using this index

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Identity theft

The crime of using another personÔÇÖs name, credit or debit card number, Social Security number, or another piece of personal information to commit fraud.


A person's total earnings from employment, investments and dividends.

Income Sources

All of the places from which you receive income. This can include a summer or part-time job, your parents, scholarships, grants, student loans, and trust funds.

Income Tax

An annual tax that the Federal government, most states, and some local governments charge on all the money a person or company earns in an entire year.

Individual Retirement Account (IRA)

A deposit or investment account that provides tax benefits to help accumulate funds for retirement.


An upward trend in prices; the opposite of deflation.

Information processing

Analyzing and organizing information for decision making.

Installment Credit

A credit agreement that allows you to repay credit in regular payments over a specified time.

Installment Loan

A loan that you promise to pay back by paying the same amount of money on a regular basis, usually monthly, for a specific amount of time. Student loans, home equity loans and auto loans are usually installment loans.


A risk management tool that protects an individual from specific financial losses under specific terms and premium payments, as described in a written policy document. Major types include:

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