MoneyU Glossary of Terms


MoneyU Glossary of Terms


Browse the glossary using this index

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R

Real Estate Investment Trust (REIT)

A type of investment that pools the money of many individuals and acquires real estate or mortgages that are then owned proportionally by each investor.

Reasoning

The process of making and supporting a judgment; giving reasons to defend the conclusion.

Rebalance

To change the mix of securities in a portfolio so that it matches a desired asset allocation.

Rebate Card

A credit card that supplies benefits based upon the card's usage. Benefits are usually in the form of services, such as airline tickets, discounts on future purchases or cash refunds. The credits accumulated toward these benefits are often a percentage of each purchase.

Reference

A person who can vouch for your reliability, employment history or other factor needed to determine your creditworthiness.

Renters Insurance

A type of insurance that protects a renter against accidents, damages, and losses that occur in a rented residence. It provides coverage both for the person's belongings and for liability that may result from an accident in the person's home. Many policies cover replacement cost, meaning that the person will receive the money necessary to purchase a new item that is equivalent to the damaged one instead of a portion of that cost adjusted for depreciation.

Residence

The place where a person resides. A person can have multiple residences at any one time. See domicile.

Resources

Human resources are those resources people have within themselves, such as working knowl­edge, skill, mental effort, motivation, energy. Non-human or external resources include money, time, and equipment.

Retail

The selling of goods directly to customers, e.g. in stores

Return

The earnings of investments-interest, dividends, and price changes-usually expressed as a percentage.

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