MoneyU Glossary of Terms

MoneyU Glossary of Terms

Browse the glossary using this index

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Real Estate Investment Trust (REIT)

A type of investment that pools the money of many individuals and acquires real estate or mortgages that are then owned proportionally by each investor.


The process of making and supporting a judgment; giving reasons to defend the conclusion.


To change the mix of securities in a portfolio so that it matches a desired asset allocation.

Rebate Card

A credit card that supplies benefits based upon the card's usage. Benefits are usually in the form of services, such as airline tickets, discounts on future purchases or cash refunds. The credits accumulated toward these benefits are often a percentage of each purchase.


A person who can vouch for your reliability, employment history or other factor needed to determine your creditworthiness.

Renters Insurance

A type of insurance that protects a renter against accidents, damages, and losses that occur in a rented residence. It provides coverage both for the person's belongings and for liability that may result from an accident in the person's home. Many policies cover replacement cost, meaning that the person will receive the money necessary to purchase a new item that is equivalent to the damaged one instead of a portion of that cost adjusted for depreciation.


The place where a person resides. A person can have multiple residences at any one time. See domicile.


Human resources are those resources people have within themselves, such as working knowl­edge, skill, mental effort, motivation, energy. Non-human or external resources include money, time, and equipment.


The selling of goods directly to customers, e.g. in stores


The earnings of investments-interest, dividends, and price changes-usually expressed as a percentage.


To carry over a debt from month to month, paying interest on the amount owed.

Revolving Credit

A credit agreement that allows consumers to pay all or part of the outstanding balance on a loan or credit card. As credit is paid off, it becomes available again to use for another purchase or cash advance.

Right Of Survivorship

An arrangement that provides that when one party to a joint account dies, the other party inherits the balance.

Risk management

Deliberately and systematically using various strategies for controlling against potential personal or financial loss from pure risks.

Risk Tolerance

The amount of market and credit risk that an individual is willing to take on in pursuit of a higher return.

Risk-investment, personal, insurance

The probability of making a profit or losing money on one's investment; the chance an investment will decrease in value; possible losses involving income or standard of living. The possibility of a loss from perils to people or property covered by insurance.

Rule of 72

Method for estimating an investment's doubling time. 72 is divided by the interest percentage per year to obtain the approximate number of years required for doubling.

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