MoneyU Glossary of Terms

MoneyU Glossary of Terms

Browse the glossary using this index

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To carry over a debt from month to month, paying interest on the amount owed.

Revolving Credit

A credit agreement that allows consumers to pay all or part of the outstanding balance on a loan or credit card. As credit is paid off, it becomes available again to use for another purchase or cash advance.

Right Of Survivorship

An arrangement that provides that when one party to a joint account dies, the other party inherits the balance.

Risk management

Deliberately and systematically using various strategies for controlling against potential personal or financial loss from pure risks.

Risk Tolerance

The amount of market and credit risk that an individual is willing to take on in pursuit of a higher return.

Risk-investment, personal, insurance

The probability of making a profit or losing money on one's investment; the chance an investment will decrease in value; possible losses involving income or standard of living. The possibility of a loss from perils to people or property covered by insurance.

Rule of 72

Method for estimating an investment's doubling time. 72 is divided by the interest percentage per year to obtain the approximate number of years required for doubling.

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