MoneyU Glossary of Terms

MoneyU Glossary of Terms

Browse the glossary using this index

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Springing Power Of Attorney

A power of attorney that takes effect at a predetermined time or at a particular event (such as disability).

State Unemployment and Disability (SUI/SDI)

Certain states require employees to contribute to this program, which pays benefits to people who are unemployed or currently unable to perform their job.

Step-Up CD

A certificate of deposit that benefits the investor if interest rates go up. You are allowed to adjust the rate on your CD (to a higher market rate) one time during the CD's term.


An investment that represents shares of ownership of the assets and earnings of a corporation.


Securities representing equity ownership in a corporation.


The quantities of an item that producers are willing and able to make available for sale at various prices over a given time period.

Systematic Risk

Risk that the overall market will decline as prices and interest rates change.

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